Product Design
White Label Payment App
A customizable white-label payment app with modular features and modern fintech UX.
Year :
2022
Industry :
Fintech
Company :
MVP Solutions
Project Duration :
10 months



Overview
The White-Label Payment App was built as a modular digital wallet and payments platform, positioned in the same category as Revolut, Wise, Venmo, and PayPal. It was designed to give clients a fast, customizable way to launch a full-featured payment app with their own branding.



Challenges
The project aimed to address key challenges in the payments space:
Build essential financial journeys such as onboarding, KYC/KYB, wallet, payments, and agent mode.
Add a social layer, inspired by Venmo, to make money transfers engaging and shareable.
Ensure all features were modular, so clients could choose only what fit their product.
Create a global design system allowing each client to apply their own logo, brand colors, and identity.
Balance compliance requirements (KYC/KYB) with a simple, trustworthy UX for everyday users.
Research & Insights
We combined stakeholder workshops, competitor benchmarking, and user studies to define the app’s direction. Key findings included:
Users expected familiarity → flows needed to mirror trusted payment and wallet apps.
Social interactions drive engagement → features like feeds, comments, and reactions could boost adoption.
Business onboarding is complex → a dedicated KYB journey was required for merchant accounts.
Clients valued speed → a modular architecture would drastically reduce development and launch timelines.



Design Solutions
We structured the solution into modular features that could be combined to create tailored client apps:
Core Journeys: Onboarding, OTP login, KYC/KYB, and payments (single and group).
Social Feed: Inspired by Venmo, enabling users to share payments (e.g., “Happy Birthday” with a tip) and allowing connections to comment or react.
Wallet: Quick actions for balance checks, transfers, and recent activity.
Agent Mode: Supporting agent-based transactions and servicing.
Global Design System: Components adaptable to each client’s branding (colors, logos, identity).
Web Portal: Tools for admins and businesses to manage users, accounts, and activity.
Each feature was developed as a standalone module, creating a plug-and-play platform where client apps could be assembled rapidly from predesigned, tested components.



Results
Established a scalable white-label payment framework with modular features.
Designed and validated financial, social, and agent workflows adaptable to multiple client types.
Built a global design system for instant rebranding and customization.
Improved stakeholder alignment through interactive prototypes of modular features and flows.
Enabled MVP Solutions to rapidly demonstrate payment products to potential clients.









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Product Design
White Label Payment App
A customizable white-label payment app with modular features and modern fintech UX.
Year :
2022
Industry :
Fintech
Company :
MVP Solutions
Project Duration :
10 months



Overview
The White-Label Payment App was built as a modular digital wallet and payments platform, positioned in the same category as Revolut, Wise, Venmo, and PayPal. It was designed to give clients a fast, customizable way to launch a full-featured payment app with their own branding.



Challenges
The project aimed to address key challenges in the payments space:
Build essential financial journeys such as onboarding, KYC/KYB, wallet, payments, and agent mode.
Add a social layer, inspired by Venmo, to make money transfers engaging and shareable.
Ensure all features were modular, so clients could choose only what fit their product.
Create a global design system allowing each client to apply their own logo, brand colors, and identity.
Balance compliance requirements (KYC/KYB) with a simple, trustworthy UX for everyday users.
Research & Insights
We combined stakeholder workshops, competitor benchmarking, and user studies to define the app’s direction. Key findings included:
Users expected familiarity → flows needed to mirror trusted payment and wallet apps.
Social interactions drive engagement → features like feeds, comments, and reactions could boost adoption.
Business onboarding is complex → a dedicated KYB journey was required for merchant accounts.
Clients valued speed → a modular architecture would drastically reduce development and launch timelines.



Design Solutions
We structured the solution into modular features that could be combined to create tailored client apps:
Core Journeys: Onboarding, OTP login, KYC/KYB, and payments (single and group).
Social Feed: Inspired by Venmo, enabling users to share payments (e.g., “Happy Birthday” with a tip) and allowing connections to comment or react.
Wallet: Quick actions for balance checks, transfers, and recent activity.
Agent Mode: Supporting agent-based transactions and servicing.
Global Design System: Components adaptable to each client’s branding (colors, logos, identity).
Web Portal: Tools for admins and businesses to manage users, accounts, and activity.
Each feature was developed as a standalone module, creating a plug-and-play platform where client apps could be assembled rapidly from predesigned, tested components.



Results
Established a scalable white-label payment framework with modular features.
Designed and validated financial, social, and agent workflows adaptable to multiple client types.
Built a global design system for instant rebranding and customization.
Improved stakeholder alignment through interactive prototypes of modular features and flows.
Enabled MVP Solutions to rapidly demonstrate payment products to potential clients.









More Projects
0:00/1:34
Play my favorite track
Product Design
White Label Payment App
A customizable white-label payment app with modular features and modern fintech UX.
Year :
2022
Industry :
Fintech
Company :
MVP Solutions
Project Duration :
10 months



Overview
The White-Label Payment App was built as a modular digital wallet and payments platform, positioned in the same category as Revolut, Wise, Venmo, and PayPal. It was designed to give clients a fast, customizable way to launch a full-featured payment app with their own branding.



Challenges
The project aimed to address key challenges in the payments space:
Build essential financial journeys such as onboarding, KYC/KYB, wallet, payments, and agent mode.
Add a social layer, inspired by Venmo, to make money transfers engaging and shareable.
Ensure all features were modular, so clients could choose only what fit their product.
Create a global design system allowing each client to apply their own logo, brand colors, and identity.
Balance compliance requirements (KYC/KYB) with a simple, trustworthy UX for everyday users.
Research & Insights
We combined stakeholder workshops, competitor benchmarking, and user studies to define the app’s direction. Key findings included:
Users expected familiarity → flows needed to mirror trusted payment and wallet apps.
Social interactions drive engagement → features like feeds, comments, and reactions could boost adoption.
Business onboarding is complex → a dedicated KYB journey was required for merchant accounts.
Clients valued speed → a modular architecture would drastically reduce development and launch timelines.



Design Solutions
We structured the solution into modular features that could be combined to create tailored client apps:
Core Journeys: Onboarding, OTP login, KYC/KYB, and payments (single and group).
Social Feed: Inspired by Venmo, enabling users to share payments (e.g., “Happy Birthday” with a tip) and allowing connections to comment or react.
Wallet: Quick actions for balance checks, transfers, and recent activity.
Agent Mode: Supporting agent-based transactions and servicing.
Global Design System: Components adaptable to each client’s branding (colors, logos, identity).
Web Portal: Tools for admins and businesses to manage users, accounts, and activity.
Each feature was developed as a standalone module, creating a plug-and-play platform where client apps could be assembled rapidly from predesigned, tested components.



Results
Established a scalable white-label payment framework with modular features.
Designed and validated financial, social, and agent workflows adaptable to multiple client types.
Built a global design system for instant rebranding and customization.
Improved stakeholder alignment through interactive prototypes of modular features and flows.
Enabled MVP Solutions to rapidly demonstrate payment products to potential clients.









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0:00/1:34





