Product Design

White Label Payment App

A customizable white-label payment app with modular features and modern fintech UX.

Year :

2022

Industry :

Fintech

Company :

MVP Solutions

Project Duration :

10 months

Overview

The White-Label Payment App was built as a modular digital wallet and payments platform, positioned in the same category as Revolut, Wise, Venmo, and PayPal. It was designed to give clients a fast, customizable way to launch a full-featured payment app with their own branding.

Challenges

The project aimed to address key challenges in the payments space:

  • Build essential financial journeys such as onboarding, KYC/KYB, wallet, payments, and agent mode.

  • Add a social layer, inspired by Venmo, to make money transfers engaging and shareable.

  • Ensure all features were modular, so clients could choose only what fit their product.

  • Create a global design system allowing each client to apply their own logo, brand colors, and identity.

  • Balance compliance requirements (KYC/KYB) with a simple, trustworthy UX for everyday users.


Research & Insights

We combined stakeholder workshops, competitor benchmarking, and user studies to define the app’s direction. Key findings included:

  • Users expected familiarity → flows needed to mirror trusted payment and wallet apps.

  • Social interactions drive engagement → features like feeds, comments, and reactions could boost adoption.

  • Business onboarding is complex → a dedicated KYB journey was required for merchant accounts.

  • Clients valued speed → a modular architecture would drastically reduce development and launch timelines.


Design Solutions

We structured the solution into modular features that could be combined to create tailored client apps:

  • Core Journeys: Onboarding, OTP login, KYC/KYB, and payments (single and group).

  • Social Feed: Inspired by Venmo, enabling users to share payments (e.g., “Happy Birthday” with a tip) and allowing connections to comment or react.

  • Wallet: Quick actions for balance checks, transfers, and recent activity.

  • Agent Mode: Supporting agent-based transactions and servicing.

  • Global Design System: Components adaptable to each client’s branding (colors, logos, identity).

  • Web Portal: Tools for admins and businesses to manage users, accounts, and activity.

Each feature was developed as a standalone module, creating a plug-and-play platform where client apps could be assembled rapidly from predesigned, tested components.

Results

  • Established a scalable white-label payment framework with modular features.

  • Designed and validated financial, social, and agent workflows adaptable to multiple client types.

  • Built a global design system for instant rebranding and customization.

  • Improved stakeholder alignment through interactive prototypes of modular features and flows.

  • Enabled MVP Solutions to rapidly demonstrate payment products to potential clients.


More Projects

0:00/1:34

Play my favorite track

Product Design

White Label Payment App

A customizable white-label payment app with modular features and modern fintech UX.

Year :

2022

Industry :

Fintech

Company :

MVP Solutions

Project Duration :

10 months

Overview

The White-Label Payment App was built as a modular digital wallet and payments platform, positioned in the same category as Revolut, Wise, Venmo, and PayPal. It was designed to give clients a fast, customizable way to launch a full-featured payment app with their own branding.

Challenges

The project aimed to address key challenges in the payments space:

  • Build essential financial journeys such as onboarding, KYC/KYB, wallet, payments, and agent mode.

  • Add a social layer, inspired by Venmo, to make money transfers engaging and shareable.

  • Ensure all features were modular, so clients could choose only what fit their product.

  • Create a global design system allowing each client to apply their own logo, brand colors, and identity.

  • Balance compliance requirements (KYC/KYB) with a simple, trustworthy UX for everyday users.


Research & Insights

We combined stakeholder workshops, competitor benchmarking, and user studies to define the app’s direction. Key findings included:

  • Users expected familiarity → flows needed to mirror trusted payment and wallet apps.

  • Social interactions drive engagement → features like feeds, comments, and reactions could boost adoption.

  • Business onboarding is complex → a dedicated KYB journey was required for merchant accounts.

  • Clients valued speed → a modular architecture would drastically reduce development and launch timelines.


Design Solutions

We structured the solution into modular features that could be combined to create tailored client apps:

  • Core Journeys: Onboarding, OTP login, KYC/KYB, and payments (single and group).

  • Social Feed: Inspired by Venmo, enabling users to share payments (e.g., “Happy Birthday” with a tip) and allowing connections to comment or react.

  • Wallet: Quick actions for balance checks, transfers, and recent activity.

  • Agent Mode: Supporting agent-based transactions and servicing.

  • Global Design System: Components adaptable to each client’s branding (colors, logos, identity).

  • Web Portal: Tools for admins and businesses to manage users, accounts, and activity.

Each feature was developed as a standalone module, creating a plug-and-play platform where client apps could be assembled rapidly from predesigned, tested components.

Results

  • Established a scalable white-label payment framework with modular features.

  • Designed and validated financial, social, and agent workflows adaptable to multiple client types.

  • Built a global design system for instant rebranding and customization.

  • Improved stakeholder alignment through interactive prototypes of modular features and flows.

  • Enabled MVP Solutions to rapidly demonstrate payment products to potential clients.


More Projects

0:00/1:34

Play my favorite track

Product Design

White Label Payment App

A customizable white-label payment app with modular features and modern fintech UX.

Year :

2022

Industry :

Fintech

Company :

MVP Solutions

Project Duration :

10 months

Overview

The White-Label Payment App was built as a modular digital wallet and payments platform, positioned in the same category as Revolut, Wise, Venmo, and PayPal. It was designed to give clients a fast, customizable way to launch a full-featured payment app with their own branding.

Challenges

The project aimed to address key challenges in the payments space:

  • Build essential financial journeys such as onboarding, KYC/KYB, wallet, payments, and agent mode.

  • Add a social layer, inspired by Venmo, to make money transfers engaging and shareable.

  • Ensure all features were modular, so clients could choose only what fit their product.

  • Create a global design system allowing each client to apply their own logo, brand colors, and identity.

  • Balance compliance requirements (KYC/KYB) with a simple, trustworthy UX for everyday users.


Research & Insights

We combined stakeholder workshops, competitor benchmarking, and user studies to define the app’s direction. Key findings included:

  • Users expected familiarity → flows needed to mirror trusted payment and wallet apps.

  • Social interactions drive engagement → features like feeds, comments, and reactions could boost adoption.

  • Business onboarding is complex → a dedicated KYB journey was required for merchant accounts.

  • Clients valued speed → a modular architecture would drastically reduce development and launch timelines.


Design Solutions

We structured the solution into modular features that could be combined to create tailored client apps:

  • Core Journeys: Onboarding, OTP login, KYC/KYB, and payments (single and group).

  • Social Feed: Inspired by Venmo, enabling users to share payments (e.g., “Happy Birthday” with a tip) and allowing connections to comment or react.

  • Wallet: Quick actions for balance checks, transfers, and recent activity.

  • Agent Mode: Supporting agent-based transactions and servicing.

  • Global Design System: Components adaptable to each client’s branding (colors, logos, identity).

  • Web Portal: Tools for admins and businesses to manage users, accounts, and activity.

Each feature was developed as a standalone module, creating a plug-and-play platform where client apps could be assembled rapidly from predesigned, tested components.

Results

  • Established a scalable white-label payment framework with modular features.

  • Designed and validated financial, social, and agent workflows adaptable to multiple client types.

  • Built a global design system for instant rebranding and customization.

  • Improved stakeholder alignment through interactive prototypes of modular features and flows.

  • Enabled MVP Solutions to rapidly demonstrate payment products to potential clients.


More Projects

0:00/1:34

Play my favorite track

Create a free website with Framer, the website builder loved by startups, designers and agencies.